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FEMA Issues New Elevation Certificate, 2013 NFIP Manual

FEMA/NFIP has just released (1) the new Elevation Certificate; (2) the Jan. 1, 2013 NFIP Manual; and (3) the first of an expected series of FAQs regarding specific provisions of Biggert-Waters being implemented.
December 12, 2012

FEMA/NFIP has just released (1) the new Elevation Certificate; (2) the Jan. 1, 2013 NFIP Manual; and (3) the first of an expected series of FAQs regarding specific provisions of Biggert-Waters being implemented.

The newly revised web platforms for the FEMA/NFIP sites provide these reference documents, as well. However, while in a single folder area, they are now presented as either page-by-page files that you have to download one page at a time, or as chapter-by-chapter files you have to download one chapter at a time. Or, you can “order” a DVD of them.

This new web format presented a number of system security and function challenges to WYOs and to PIA. So, in response to our request, FEMA/NFIP is graciously providing us a single file PDF of whole documents. Here they are:

Elevation Certificate
Elevation Certificate (fillable version)
2013 NFIP Flood Insurance Manual

Please note: As currently issued, the manual does not have the forthcoming changes that FEMA/NFIP will make per the reforms directed by Biggert-Waters. NFIP is working on additional comprehensive memos providing all the directions and timing of which, how and when each reform change will be implemented. We expect these to be completed shortly.

As of January 1, 2013, PRPs “special rate treatment” program issued on properties newly mapped into high-risk areas may continue beyond the previously designated two-year period until FEMA completes its analysis and implements a revised premium structure.

For some policyholders in areas flooded by Sandy the impact of these changes could be substantial. For this reason, the Federal Emergency Management Agency (FEMA) encourages property owners to consider flood insurance costs when making decisions about how high to rebuild. A brochure that details some of the legislation’s impacts on building is also available here. FEMA encourages you to print it out and distribute to community members.

If you have any questions, comments, suggestions or wish to share your NFIP experiences, please advise patbo@pianet.org or Richie Clements richiec@clementsins.com.