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The Rise and Fall of ACA Players

Amid the uncertainty and instability of the Affordable Care Act insurers have been moving in both directions. Some have been pulling out of the individual insurance exchanges, while others are ramping up their coverage...
July 11, 2017

Amid the uncertainty and instability of the Affordable Care Act (ACA) insurers have been moving in both directions. Some have been pulling out of the individual insurance exchanges, while others are ramping up their coverage. While Aetna, Anthem, Humana, and UnitedHealth have all either pared back their coverage or effectively abandoned the ACA, other insurers like Oscar, Centene, and Health Care Service Corp, are increasing their stakes.

Why are some companies increasing their coverage, when the whole ACA may soon cease to exist if the current administration has its way? “They’re either betting that that’s not going to happen—which seems to be a fair bet, it’s not crazy to think it’s not going to happen—or even if it were to happen, there’s still a lot of people getting covered right now and there’s still going to be a push to try and get people covered one way or the other,” said a health spokesman for the National Association of Insurance Commissioners (NAIC).

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