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Cyber and Privacy Insurance

USRiskInsGroupLOGO.jpgPIA and U.S. Risk Brokers, Inc. are pleased to announce an exclusive Cyber & Privacy Insurance program for PIA Members.

This new product is being offered by Capitol Specialty Insurance Corp. (Rated "A" by A.M. Best) on their newly created CPR "Premier" Policy.

Program Highlights

  • Minimum Premium starts at $500
  • Basic Limits of $500,000 and $1 million (higher limits available upon request)
  • Notification Costs & Credit Monitoring of 25,000 Individuals provided outside the limits, (with no minimum record threshold or dollar sublimit)- higher record limits available upon request
  • Includes Foreign Notification Costs
  • First Dollar Coverage for Attorney Services Costs for Breach Response Services
  • Regulatory Defense & Penalties Coverage for Privacy Law violations
  • Website Media Coverage included
  • Network Extortion Coverage included
  • PCI Fines and Costs
  • First Party - Business Income Loss, Extra Expenses and Data Asset Recovery (Available for 25% additional premium)
  • Broad Definition of PII & PHI (Personally Identifiable Information) and Corporate Confidential Information Coverage included
  • Broad Definition of Damages, including Pre & Post Judgment Interest and Punitive Damages with Most Favorable Venue language
  • Broad Definition of Insured including Independent Contractors
  • Coverage for rogue employees including severability & final adjudication language for criminal/fraudulent acts
  • Broad 50/50 Consent to Settle Clause
  • Extended Reporting Period Options of 1, 2 & 3 Years
  • 90 day automatic coverage for newly acquired or created entities
  • Unintentional failure to comply with Privacy Policies
  • Carve back for Anti-trust violations

Download the Program Highlight PDF

Learn More:

Analyze your Cyber and Privacy Risk

The difference between 1st and 3rd party losses

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For more information: please contact your local PIA Producer.